Tactics Car Accident Companies Use to Devalue Accident Claims
Car accidents can be stressful, frustrating, and downright scary. Unfortunately, they are often just the tip of the iceberg. If you or a loved one is injured or sustains property damage from a car accident caused by someone else’s negligence, you are entitled to compensation for your losses. However, that is typically a long and tricky road.
After an accident, the last thing anyone wants to deal with is more stress. That’s why the legal team here at The Law Office of Zayed Al-Sayyed is devoted to helping you make the best decisions for your case. Not only will we clearly explain your rights to you throughout the legal process, but we can help you combat these tactics car accident companies use to devalue accident claims:
- Calling Too Quickly After the Injury
It is common for car insurers to call you almost immediately after a car accident and they do so for a couple of reasons. First and foremost, insurers want to catch you off guard. Typically, people are in a more vulnerable state after an accident and insurance sharks hope to capitalize on that vulnerability.
Additionally, insurers tend to give you a call before you have had the opportunity to fully determine the scope of your injuries. This is no mistake. Insurers are hoping that you don’t yet know the full extent of your damages, meaning that you might settle for less than you deserve.
Of course, they also are hoping that you haven’t yet obtained a personal injury lawyer or a car accident attorney (who is going to make sure you get exactly what you deserve).
- Asking For a Recorded Statement
Another tactic insurance companies use to devalue accident claims is asking for a recorded statement. While allowing insurance companies to record your statement seems reasonable and just, it is in no way a requirement and is something you should avoid.
We recommend that you always decline being recorded to make sure you are protected from accidentally saying something to devalue or jeopardize your claim. Don’t worry, your personal injury lawyer will do the talking for you.
- Offering Quick Settlements
While quick settlements might seem enticing, they are usually much lower than the amount you are truly entitled to. Insurance companies like to offer them before you’ve had the chance to fully evaluate your injuries and losses, hoping you are in a vulnerable state and desperate for financial compensation.
However, once you agree to a quick settlement, it is nearly impossible to reopen your claim and ask for more money. Basically, you should assume that anything the insurance company offers you is not enough.
- Asking You To Sign a Medical Authorization
Getting an injury victim to sign a blanket medical authorization is another sneaky tactic car accident companies use to devalue accident claims. This ruse is fairly common, as a blanket medical authorization is a powerful tool that gives insurance companies access to your private medical information.
With access to such information, insurance companies are able to blame your current pain on any pre-existing condition or past injury, which of course, devalues your car accident claim. Trust us on this one, it’s a trap.
Top Car Accident Attorneys in Phoenix, AZ
Have you or a loved one suffered personal injury or loss due to a car accident? If so, we recommend that you don’t go through this process alone. After your car accident, the first step is to consult with a skilled Phoenix car accident attorney. Not only will they help you combat these tactics car accident companies use to devalue accident claims, but they will ensure that you get the compensation you deserve.
With our Aggressive Compensation Representation, we promise to relentlessly pursue the best possible outcome for your case. For more information or a free consultation, contact our team today.
Zayed Al-Sayyed
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